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Do You Really Need a College Degree?

My wife and I have a college degree. My daughter has a university degree. My son has a university degree and is a university professor. However, I do not believe that a college degree is the only option to get a very well paid job.
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Many believe that getting a high-paying job requires a college degree. That’s just not true and certainly not automatic. The reality is that millions of Americans currently owe student loans. The numbers continue to escalate and it generally takes many, many years to repay these loans.

The statistics are breathtaking!
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Here is a quote from an article I recently read:

“You’ve probably heard the statistic: Americans owe more than $ 1.45 trillion in student loans to some 44 million borrowers, about $ 620 billion more than total US credit card debt the graduates 2016 debts. ” $ 37,172 in student loans, an increase of six percent over the previous year. ”

Years ago, when I was working for CBS Radio (where my college degree meant nothing), I talked to numerous interns who were in college. I have always asked her what her main subject is and what she plans to do after graduation. Unfortunately, I was convinced by their answers that most of them were never allowed to enter college.

The mantra “graduation means good, high-paying work” has led many people to make massive debts. And after graduating, far too many end up in a job that is not the high-paying job they thought he would have. Then they try for years to repay their college loans.

There is another option

A few weeks ago, on the radio, I heard a man say that he did not have a college degree but earned a very good six-figure income. He wore no suit and no tie and sat in a cozy cabin in a smart and impressive office building. He was an elevator repairman.

He explained how some people in those sleek and impressive office buildings often took him for the caretaker or another non-office worker. He did not care what others thought. He said that when he comes home every night, he has no monetary stress and no college loans to pay off.

There are numerous six-digit jobs that do not require a university degree. Yes, they involve training, but the cost of training is a fraction of the four-year tuition. What kind of jobs?

“Network managers and IT managers who work in companies have stable 9 to 5 jobs with good salaries, benefits, and retirement accounts, with IT Manager salaries ranging from $ 53,477 to $ 125,101.

Court clerks can earn between $ 29,995 and $ 104,000, depending on where they live.

The salaries for site managers range from $ 41,562 to $ 130,845.

Fire Chiefs salaries range from $ 42,096 to $ 119,250.

Air traffic controllers have high salaries averaging up to $ 158,966.

Plumber salaries can range up to $ 103,731 and more, depending on subject area and training.

Radiation therapists must have a two-year professional degree or a radiotherapy certificate but do not need a four-year university degree. Radiation therapists can earn up to $ 116,000 annually. ”

Inform the high schoolers!

I am not against a college degree at all. It is definitely the absolutely right and necessary way for some, but not for everyone. It’s really heartbreaking to see that millions carry so much student debt and still do not earn the salary they thought they would do because of their college degree.

God expects us to be wise in our finances. In the US, the student loan debt is $ 1.4 trillion and the credit card debt is $ 764 billion. There seems to be a great lack of understanding of money.

Other options besides the college should be explained to the students in detail. In addition, our teens need really well-founded biblical information about money. I highly recommend Roger Braker’s book “Poverty vs. Wealth”.

And if you’re in debt, I can also recommend the many tools that Dave Ramsey offers, including the Financial Peace University.

I’ve been in debt before, and luckily I’m debt free except for my mortgage. Anyone who has debts knows that it is not freedom. it enslaves. Learning money and finances and applying sound biblical principles will pay off both financially and mentally.

 

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